Last Modified: September 26, 2020
1199091 B.C. Ltd dba My Auto Lenders and our subsidiaries and affiliates (the “Company,” “we,” “us,” “our”) respect your privacy and commit to protecting it through our compliance with the practices described in this Privacy Policy.
This Privacy Policy describes our practices for collecting, using, maintaining, protecting, and disclosing the personal data we may collect from you or that you may provide when you visit our website or other digital properties, communications, or forms that link or refer to this Privacy Policy (our “Website”) as well as the information we collect, use, or disclose about you:
Our Website may include links to third-party websites, plug-ins, services, social networks or applications. Clicking on those links or enabling those connections may allow the third party to collect or share data about you. We do not control these third-party websites, and we encourage you to read the privacy notice of every website you visit.
Please read this Privacy Policy carefully to understand our policies and practices for processing and storing your personal data. By engaging with our Website, you accept and consent to the practices described in This Privacy Policy. This Privacy Policy may change from time to time. Your continued engagement with our Website after any such revisions indicates that you accept and consent to them, so please check the notice periodically for updates.
Data We May Collect About You
Privacy laws in Canada generally define “personal information” as any information about an identifiable individual, which includes information that can be used on its own or with other information to identify, contact, or locate a single person.
Personal information does not include business contact information, including your name, title, or business contact information.
We collect and use different types of data from and about you including:
If we combine or connect non-personal, technical, or demographic data with personal data so that it directly or indirectly identifies an individual, we treat the combined information as personal data.
How We Collect Data About You
We use different methods to collect data from and about you including through:
Cookies and Automatic Data Collection Technologies
Our Website uses cookies (small files placed on your device) or other automatic data collection technologies to distinguish you from other Website users. The use of cookies and other automatic data collection technologies is governed by our Cookies Policy.
How We Use Your Personal Data
We use your personal data to provide you with products, offer you services, communicate with you, deliver advertising and marketing, or to conduct other business operations, such as using data to improve and personalise your experiences. Examples of how we may use the personal data we collect include to:
We may also use personal data to contact you about our own and third-party goods and services that may be of interest to you. If you do not want us to use your data in this way, please adjust your user preferences in your account profile or contact us.
We may use personal data to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal data for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
We may use non-personal data for any business purpose.
Disclosure of Your Personal Data
We may share your personal data with:
We may also disclose your personal data to third parties:
We may share non-personal data without restriction.
Consent to Personal Data Transfer
We are based in British Columbia, Canada.
We may transfer personal information that we collect or that you provide as described in this Privacy Policy to contractors, service providers, and other third parties we use to support our business (such as analytics and search engine providers that assist us with website improvement and optimization) and who are contractually obligated to keep personal information confidential, use it only for the purposes for which we disclose it to them, and to process the personal information with the same standards set out in this Privacy Policy.
We may process, store, and transfer your personal information in and to a foreign country, with different privacy laws that may or may not be as comprehensive as Canadian law. In these circumstances, the governments, courts, law enforcement, or regulatory agencies of that country may be able to obtain access to your personal information through the laws of the foreign country. Whenever we engage a service provider, we require that its privacy and security standards adhere to this Privacy Policy and applicable Canadian privacy legislation.
You are welcome to contact us to obtain further information about our policies regarding service providers outside of Canada.
By submitting your personal data or engaging with our Websites, you consent to this transfer, storing, or processing.
Your Personal Data Use Choices
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. We have established the following personal data control mechanisms:
Our Website may, from time to time, contain links to and from the websites of our partner networks, advertisers, and affiliates, or include plug-ins enabling third-party features. If you follow a link to any third-party website or engage a third-party plug-in, please note that these third parties have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these third parties.
Accessing and Correcting Your Personal Data
You can access, review, and change your personal data by sending us an e-mail to request access to, correct, or delete personal data that you have provided to us. Please note, we cannot delete all your personal data, except by also deleting your user account. We may also not accommodate a request to change or delete information if we believe the change or deletion would violate any law or legal requirement or negatively affect the information’s accuracy.
If you delete your User Contributions from our Website, copies of your User Contributions may remain viewable in cached and archived pages or because other Website users may have copied or stored them.
Data Security
The security of your personal data is very important to us. We use physical, electronic, and administrative safeguards designed to protect your personal data from loss, misuse, and unauthorized access, use, alteration, or disclosure. We store all personal data you provide to us behind firewalls on servers employing security protections. We encrypt any payment transactions using SSL technology.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to take care when providing information in public areas of our Website like message boards, which any Website visitor can view.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal data, we cannot guarantee the security of your personal data transmitted to our Website. Any transmission of personal data is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on our Website.
Data Retention
Except as otherwise permitted or required by applicable law or regulation, we will only retain your personal information for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Under some circumstances, we may anonymize your personal information so that it can no longer be associated with you. We reserve the right to use such anonymous and de-identified data for any legitimate business purpose without further notice to you or your consent.
Children’s Online Privacy
Our Website is not intended for or directed to children under 13 years of age and no one under age 13 may provide any personal information to or on our Website (nor do we collect such personal information). If we learn we have mistakenly or unintentionally collected or received personal data from a child under the age of 13, without appropriate consent, we will delete it.
If you are under 13, do not use or provide any information on our Website or on or through any of its features, register on our Website, make any purchases through our Website, use any of the interactive or public comment features of our Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.
If you believe we mistakenly or unintentionally collected any information from or about a child, please contact us.
Changes to Our Privacy Policy
We will post any changes we may make to our Privacy Policy on this page. If the changes materially alter how we use or treat your personal data we will notify you by email to the primary email address specified in your account and/or through a notice on our Website home page. Please check back frequently to see any updates or changes to our Privacy Policy.
Contact Information
Please address questions, comments, and requests regarding our Privacy Policy and our privacy practices to info@myautolenders.com.
Our appointed privacy representative is Catalina Baciu.
Our corporate headquarters are located at #109 5307 Victoria Drive Vancouver, BC V5P 3V6, Canada.
We have procedures in place to receive and respond to complaints or inquiries about our handling of personal information, our compliance with this Privacy Policy, and with applicable privacy laws. To discuss our compliance with our Privacy Policy, please contact our Privacy Officer using the contact information listed above.